Hi everyone. Believe it or not, each one of us has a financial thermostat. As everyone knows, a thermostat is supposed to maintain the temperature of the room in a certain range around the set point. This is exactly how our financial thermostat works. This is not my finding, but many people like Robert Kiyosaki (the author of Rich Dad Poor Dad), Mark Ford and others have talked about it. Basically each of us has a certain amount of money that we feel we should have. If we get a raise or we get an unexpected inheritance, we tend to spend that money. I know I have done that some times. But those of us with lower financial thermostats tend to struggle with money. For many of us, the value of our financial thermostat is developed over the years because of the upbringing we have had. Now I am not the kind of person that blames my problems on my upbringing, but it does play a very strong role in how we perceive money. I grew up hearing that money cannot buy you happiness, money is the root of all evil etc. And so we tend to dislike money. Also many experts have said that there are certain laws of nature that influence us. One of them is the law of attraction. You tend to attract things based on your thoughts. So if our thoughts are about disliking money, we will not attract money. So how do you adjust your financial thermostat. Well for one, get used to having extra money. One suggestion would be to start carrying large sums of cash in your pocket/purse but not having the urge to spend it. Other suggestion is to pay yourself first. If you get a raise or unexpected inheritance, take a portion of that and put into a separate account where it will be difficult to get to. Then you can use the rest of money for other things. Stop having negative thoughts about money, so you will start attracting money. Just like we can adjust the room thermostat to maintain whatever temperature we want, similarly we can adjust our financial thermostat to feel comfortable with any amount of money.